San Diego, California

Brittany Karlyn, a top-producing Realtor with Compass, and Jason Ruedy, a nationally recognized top-producing loan officer known as The Home Loan Arranger, are highlighting Alma and Fairplay as strategic alternatives for buyers searching for Breckenridge homes for sale, mountain homes in Colorado, second homes, and investment property financing—without the premium pricing of Breckenridge.

Mountain Living Near Breckenridge—Without the Premium Pricing

“Imagine being just 10–20 minutes from Breckenridge without paying Breckenridge prices,” said Karlyn. “That’s exactly what buyers are finding in Alma and Fairplay.”

With close proximity to Breckenridge’s world-class skiing, dining, and year-round tourism, both Alma and Fairplay offer access to the same lifestyle—at significantly lower entry points.

Rising Demand for Alma and Fairplay Real Estate

Buyers searching online for:

Alma CO homes for sale
Fairplay Colorado homes for sale
Homes near Breckenridge under $1M
Affordable mountain homes Colorado

are increasingly discovering these markets as high-value opportunities.

“You can get a beautiful mountain property at a fraction of the cost,” Karlyn added. “And in today’s market, that matters more than ever.”

Buyer’s Market Creating Opportunity

According to Karlyn, current conditions in Alma and Fairplay reflect a buyer’s market, with increased inventory and stronger negotiating power.

“Buyers have more leverage right now,” said Karlyn. “That creates real opportunity to secure value.”

Financing Solutions Opening the Door

Jason Ruedy emphasized that flexible financing is helping more buyers enter the mountain real estate market.

“We have loan programs for just about every type of buyer,” said Ruedy.

Popular options include:

DSCR loans for investment properties (qualify based on rental income)
Second home loans in Colorado with as little as 10% down
Investment property financing near Breckenridge

“The DSCR loan program is extremely popular with investors,” Ruedy added. “It allows buyers to qualify based on the property’s income potential rather than traditional income documentation.”

Rates and Timing Supporting Buyers

With mortgage rates remaining at relatively stable levels, Ruedy believes the timing is favorable.

“Rates are still reasonable,” said Ruedy. “When you combine that with a buyer’s market and lower prices in areas like Alma and Fairplay, it creates a strong window of opportunity.”

The Bottom Line

For buyers searching for Breckenridge real estate alternatives, Alma CO homes, Fairplay Colorado homes, mountain investment properties, and second homes in Colorado, Alma and Fairplay are quickly emerging as some of the most strategic opportunities in the market.

“This is about buying smart,” said Karlyn. “You’re getting proximity to Breckenridge, the mountain lifestyle, and significantly better value.”

“Between pricing, financing, and market conditions,” added Ruedy, “this is an opportunity buyers should take seriously.”

About The Home Loan Arranger

The Home Loan Arranger, led by Jason Ruedy, is a nationally recognized mortgage brokerage specializing in DSCR loans, second home financing, investment property loans, and fast closings, helping buyers and investors secure competitive financing across Colorado.