Veteran Mortgage Broker Jason J. Sarji of AAA Capital Funding, Inc. Offers Market Analysis and Alternative Financing as Florida Metros See Price Adjustments
FORT LAUDERDALE, Fla.–(BUSINESS WIRE)–#AAACapitalFunding–As Florida’s housing market undergoes adjustments following pandemic-era surge pricing, seasoned mortgage professional Jason J. Sarji is urging homebuyers to recognize emerging opportunities while navigating affordability challenges with strategic financing.
Jason J. Sarji, President of AAA Capital Funding, Inc. (NMLS #374739), has guided Florida borrowers through nearly three decades of market cycles since founding the Fort Lauderdale firm in 1997. His assessment aligns with Berkshire Hathaway HomeServices data showing seven of ten metros with the largest year-over-year price drops are in Florida, including Punta Gorda (down 12%) and Cape Coral (down 10%).
“Experience matters in times like these,” Sarji explains. “I’ve seen multiple housing cycles over 28 years. This is a healthy market correction creating genuine opportunity for buyers who’ve been priced out—if they know how to structure financing strategically.”
Market Conditions Shifting
Housing inventory has increased for 22 consecutive months nationally, with mortgage rates trending toward the low-6% range. The 30-year fixed rate averaged 6.32% as of early November, according to Mortgage Research Network.
“Many buyers are waiting for rates to drop further or prices to fall more dramatically,” Sarji notes. “But the buyers who succeed act when conditions improve incrementally, not those waiting for perfect conditions that may never materialize.”
Flexible Financing for Hardworking Floridians
AAA Capital Funding has developed expertise helping creditworthy borrowers who face challenges with traditional lenders’ automated underwriting systems.
“The mortgage industry has become heavily automated, creating blind spots,” Sarji explains. “Hardworking Floridians—self-employed individuals, those with past credit challenges, or buyers with unique circumstances—often get declined despite genuine ability to repay. Approximately 75-80% of our clients come to us after being turned down elsewhere. That’s where our experience makes the difference.” We urge those who are insecure about applying or who have been turned down before, to contact us and see what their true options are.
AAA Capital Funding specializes in FHA loans with down payments as low as 3.5%, VA loans offering zero down payment for veterans and active military, and conventional programs for qualified buyers. The firm also provides access to Florida Hometown Heroes, offering down payment assistance to educators, healthcare workers, first responders, and military personnel.
The firm’s Homebuyers Outreach Program offers additional incentives including cash back at closing to help offset costs for Florida families.
AAA Capital Funding’s experience also reveals another harsh truth: aggressive sales tactics and high-pressure demands some homebuyers face from other lenders and brokers stem from exorbitant fee structures. Clients see unconscionable charges, pressured to close quickly before realizing they are overpaying. Thus, AAA Capital Funding maintains its ethical commitment to lower rates and zero-point/zero-fee options, empowering buyers to reject unethical practices.
“We’ve structured our business around fewer restrictions than traditional lenders,” Sarji notes. “Lower rates, zero-point/zero-fee options, and more flexible guidelines help qualified buyers who deserve approval actually get it.”
AAA Capital Funding maintains an A+ rating with the Better Business Bureau, a coveted Google 4.9 star rating, and operates under NMLS #374739, with Jason J. Sarji licensed as NMLS #374700. The firm’s nearly three decades serving Florida has enabled development of wholesale lender relationships providing access to programs and rates many brokers can’t match.
“This is the time for educated buyers to act strategically,” Sarji advises. “Inventory is improving, prices are stabilizing, and creative financing options exist for those who know where to access them.”
About AAA Capital Funding, Inc.
Founded in 1997, AAA Capital Funding, Inc. is a Fort Lauderdale-based mortgage broker specializing in financing solutions for Florida borrowers. The BBB A+ rated company provides FHA, VA, and conventional programs, Florida Hometown Heroes assistance, and additional loan options throughout Florida, including their very own Homebuyers Outreach Program. For more information, visit AAA Capital Funding, Inc., view their BBB profile, or their Google business profile.
Contacts
Media Contact:
Jason J. Sarji, President
AAA Capital Funding, Inc.
3000 N Federal Hwy, Suite 7,
Fort Lauderdale, FL 33306
Phone: 888-601-8344 | 954-390-7994
Email: [email protected]
Website: https://aaaCapitalFunding.com
