Karthik Manimozhi, CEO of an AI-driven financial analytics company, joins Karla Jo Helms on Disruption Interruption to explore the revolutionary impact of AI on financial audits. He delves into how his platform leverages human-centric AI to analyze entire datasets, identify anomalies, enhance accuracy, and foster trust in the auditing process.
TAMPA BAY, Fla., Sept. 11, 2025 /PRNewswire/ — Nearly a third of financial organizations lost more than $1 million in direct fraud losses, according to Alloy’s 2025 State of Fraud Report, with enterprise banks experiencing the most significant fraud growth. (1) Despite these alarming statistics, the finance industry continues to rely on audit sampling methods that analyze just a fraction of available data. In this episode of Disruption Interruption podcast, host Karla Jo Helms (KJ) sits down with Karthik Manimozhi, Chief Growth Officer at MindBridge, to explore how human-centric AI is revolutionizing financial auditing and creating new pathways to transparency. “Artificial intelligence is an Iron Man suit on your conventional systems,” Manimozhi explains. “You can still keep your data, your processes in the same place, and now you can collate all of them and create that unified view.”
The Critical Flaw in Traditional Auditing
The foundation of modern financial auditing rests on a fundamentally flawed premise: sampling. For decades, auditors have walked into organizations once or four times per year, examining a mere fraction of available data to render trust and assurance to stakeholders. This approach, while historically practical, creates a dangerous reality. “When you sample a population by 2%, your chance of finding a problem is 2%. That is a real thing,” explains Manimozhi.
This limitation becomes even more problematic in our data-rich environment, where financial transactions occur at unprecedented velocity and volume. The result is a system that often delivers retrospective findings rather than proactive solutions, identifying problems months after they occur when remediation becomes exponentially more costly and complex.
Traditional auditing’s reliance on human expertise further compounds these challenges. While skilled forensic experts can achieve meaningful results through intuition and experience, this creates unacceptable variability across the industry. The quality of findings becomes directly proportional to the individual auditor’s capabilities, creating inconsistent outcomes that fail to meet the demands of modern stakeholders who require continuous trust rather than periodic assurance.
AI as the Foundation for Financial Transformation
MindBridge’s approach represents a fundamental reimagining of financial intelligence, leveraging AI to analyze 100% of organizational data rather than relying on statistical sampling. This comprehensive approach reveals patterns invisible to traditional methods while enabling continuous monitoring rather than periodic assessments. The platform has analyzed over 270 billion accounting entries, developing 8,000 automated checks and 3,000 pre-configured control points that eliminate the need for organizations to rebuild foundational audit infrastructure.
The technology addresses profit variability—what Manimozhi identifies as “the most complex problems in your business with the most materiality to your results, outcomes, and value.” Rather than simply identifying anomalies or automating routine processes, the platform focuses on understanding the fundamental variables that drive business performance and financial health.
“This is a two-year journey where things will start to stabilize, and you’ll get the right mix between technology and human expertise,” Manimozhi explains. “I call it human-centric AI—not to replace you, but use it in areas like when you have a three-person problem for a massive operation.”
Links
Disrupting Financial Trust: Why Human-Centric AI is the Key to a Healthy Economy, with Karthik Manimozhi
LinkedIn: https://www.linkedin.com/in/karthikmanimozhi
Company websites: mindbridge.ai
Disruption Interruption is the podcast where you will hear from today’s biggest Industry Disruptors. Learn what motivated them to bring about innovation and how they overcame opposition to adoption.
Disruption Interruption can be listened to in Apple’s App Store and Spotify.
About Disruption InterruptionTM
Disruption is happening on an unprecedented scale, impacting all manner of industries— MedTech, Finance, IT, eCommerce, shipping, logistics, and more—and COVID has moved their timelines up a full decade or more. But WHO are these disruptors and when did they say, “THAT’S IT! I’VE HAD IT!”? Time to Disrupt and Interrupt with host Karla Jo “KJ” Helms, veteran communications disruptor. KJ interviews badasses who are disrupting their industries and altering economic networks that have become antiquated with an establishment resistant to progress. She delves into uncovering secrets from industry rebels and quiet revolutionaries that uncover common traits—and not-so-common—that are changing our economic markets… and lives. Visit the world’s key pioneers that persist to success, despite arrows in their backs at www.disruption-interruption.com.
About Karthik Manimozhi
Karthik Manimozhi is a seasoned global executive and serial FinTech entrepreneur who has orchestrated three billion-dollar exits, secured more than $250M in venture capital, and scaled multi-billion-dollar SaaS revenues. From his early days as a semi-professional cricket player to becoming a leader in enterprise technology, Karthik has consistently disrupted traditional models by leveraging AI and human-centric innovation to drive growth and uncover opportunities.
He currently serves as Chief Growth Officer at MindBridge, a Forbes-recognized Top 50 AI platform delivering financial risk intelligence by analyzing 100% of a company’s data—far beyond the limits of traditional audits and samples. He is also Chairman of the Board at ENGAGE XR, a spatial computing AI platform for enterprises listed on the London Stock Exchange. Previously, Karthik held leadership roles at Kyriba, LETUS, DELL EMC, and 1-Page, where his ability to scale revenue, engineer strategic pivots, and execute transformative partnerships consistently delivered exponential growth and multi-billion-dollar valuations.
With over 20 years of international management experience across SAP and other global enterprises, Karthik has built and led teams across the Americas, Europe, and the Middle East. Holding an MBA from Purdue, a master’s in international management from ESCP Paris, and an engineering degree from India, he brings a rare blend of technical expertise, strategic foresight, and global perspective. Today, his vision continues to shape the future of AI, fintech, and enterprise innovation.
About Karla Jo Helms
Karla Jo Helms is the Chief Evangelist and Anti-PR® Strategist for JOTO PR Disruptors™. Karla Jo learned firsthand how unforgiving business can be when millions of dollars are on the line — and how the control of public opinion often determines whether one company is happily chosen, or another is brutally rejected. Being an alumnus of crisis management, Karla Jo has worked with litigation attorneys, private investigators, and the media to help restore companies of goodwill into the good graces of public opinion — Karla Jo operates on the ethic of getting it right the first time, not relying on second chances and doing what it takes to excel. Helms speaks globally on public relations, how the PR industry itself has lost its way, and how, in the right hands, corporations can harness the power of Anti-PR to drive markets and impact market perception.
References
- Alloy. “Alloy’s 2025 State of Fraud Report.” Alloy, 2025, alloy.com/fraud-report-2025.
Media Inquiries:
Karla Jo Helms
JOTO PR™
727-777-4629
View original content to download multimedia:https://www.prnewswire.com/news-releases/disrupting-financial-audits-karthik-manimozhi-on-replacing-2-samples-with-100-data-302553990.html
SOURCE Disruption Interruption