Clara Capital Surpasses $350 Million in Capital Funding and Scales Fully Automated, AI-Driven Workflow Across ISO and Direct Channels
WOODBURY, N.Y.–(BUSINESS WIRE)–Clara Capital, a leading provider of customized flexible financing solutions for small and medium-sized businesses, today announced platform-wide automation advances and record origination momentum, driven by the company’s AI-first operating model. Clara Capital has now exceeded $350 million in total SMB funding since inception and materially reduced time-to-offer across both ISO and direct channels.
“We set out to build an AI-first funding platform that removes friction for our ISO partners and small-business customers,” said Ryan Adwar, Chief Executive Officer of Clara Capital. “By compressing time-to-offer from days to hours and applying underwriting rules consistently at scale, we’re delivering speed without sacrificing credit discipline—and that’s the win our partners have been asking for.”
“Automation isn’t just about speed; it’s about repeatability, auditability, and stronger unit economics,” said Matt Byron, Chief Financial Officer of Clara Capital. “Our end-to-end workflow—ingestion, underwriting, offer generation, and servicing—now operates with tighter controls and clearer data trails. Portfolio performance remains on-plan with reserves aligned to risk, giving us the confidence to scale responsibly.”
Momentum Highlights
- Total Funding to Date: >$350 million.
- Application Throughput: Now processing ~2,500 applications/month across ISO + direct.
- Milestone Throughput: Surpassed 10,000 AI-processed applications on the platform.
- Active ISO Relationships up 38% since May.
End-to-End Automation: What’s New
- Ingestion & Verification: Automated bank-data ingestion and business verification to accelerate file readiness.
- AI-Assisted Underwriting: Consistent policy application with configurable risk bands and instant exceptions routing.
- Servicing Integration: Funding, remittance, and monitoring fully integrated to reduce handoffs and error rates.
- Collection Platform: Near live fully integrated tech stack into collection portfolio monitoring platform.
Clara Capital’s AI-driven workflow is designed to help ISOs and Direct Channel grow faster while improving borrower experience through speed, clarity, and reliability.
About Clara Capital
Clara Capital Servicing LLC is a leading financial services firm specializing in customized financing solutions for small and medium-sized businesses. Clara Capital partners with ISOs and direct clients to deliver flexible products, fast decisions, and a client-focused experience powered by advanced technology and automation.
Contacts
Media Contact:
Matt Byron
[email protected]
888-395-3563
