OLDWICK, N.J.–(BUSINESS WIRE)–#insurance—AM Best has assigned a Performance Assessment of PA-1 (Exceptional) to Alta Risk, LLC. (Alta), Amwins Accident & Health Underwriters (Amwins A&H), and Unicorn Underwriting Limited (Unicorn) (United Kingdom). The outlook assigned to the Performance Assessment (assessment) is stable. Concurrently, AM Best has affirmed the assessment of PA-1 (Exceptional) of the seven existing affiliates of Amwins Group (Amwins). The outlook of the assessment is stable. All companies are assessed on a consolidated basis as affiliates under Amwins and domiciled in Charlotte, NC, unless otherwise specified. (See below for a detailed list of the affiliates).
This assessment reflects Amwins’ exceptional underwriting capabilities, exceptional governance and internal controls, excellent financial condition, exceptional organizational talent, and exceptional depth and breadth of relationships.
In AM Best’s view, these 10 affiliated companies exhibit several common traits and are regarded as strategically and financially important to Amwins’ ability to provide and distribute specialty insurance products across the United States and internationally.
The delegated underwriting authority enterprise (DUAE) entities within Amwins have a track record of exceptional underwriting performance and profitable results. The size and scope of Amwins support the development of specialized underwriting expertise at its operating entities, allow for enhanced underwriting and operational efficiency, and promote portfolio diversification across lines of business and geography. Amwins’ underwriting technology solutions are developed to satisfy unique risk-level data attribution and pricing across the group’s diverse property and casualty programs.
AM Best considers Amwins’ governance and internal controls to be exceptional. The group’s policies and procedures support an alignment of interests with its capacity providers, retail and broker partners, policyholders, as well as internal stakeholders. Amwins’ governance system includes extensive internal and external oversight of service metrics, data analytics, information security, disaster recovery, business continuation and regulatory monitoring. A core operating platform, a robust team of support staff, and a well-defined integration roadmap support integration of new partners into Amwins.
AM Best considers Amwins’ financial condition to be excellent. Amwins’ audited financial results show a track record of profitable operations with strong income sources. The group is supported by shareholders who are committed to its long-term success. AM Best expects that Amwins will continue to produce steady growth in direct premiums written and revenue.
Senior leadership at Amwins is tenured and has a proven track record of executing the group’s growth and integration strategy, while also demonstrating effective talent development across the organization. The group is committed to developing emerging talent through a variety of education and training programs that focus on a wide set of skills. Amwins emphasizes the importance of entrepreneurial and cultural stewardship within the organization. Individual DUAEs are encouraged to take control over their service and results, and there is a heavy reliance on local underwriting expertise and relationships.
AM Best assesses Amwins’ depth and breadth of relationships as exceptional. The group’s diverse and long-standing relationships with its carrier partners are considered a strength. Amwins maintains a well-rounded portfolio of programs across a range of risk groups and geographies. Supported by the group’s infrastructure, Amwins’ operating entities benefit from unparalleled access to internal and external distribution networks.
The following affiliates of Amwins Group currently have a Performance Assessment of PA-1 (Exceptional) with a stable outlook:
- Amwins Access Insurance Services, LLC
- Amwins Digital Insurance Services, LLC
- The American Equity Underwriters, Inc.
- Amwins Program Underwriters, Inc.
- Amwins Special Risk Underwriters, LLC
- Amwins National Transportation Underwriters, Inc.
- Amwins Specialty Casualty Solutions, LLC
- Alta Risk, LLC
- Amwins Accident & Health Underwriters
- Unicorn Underwriting Limited
This press release relates to Performance Assessments that have been published on AM Best’s website. For all information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the Performance Assessments referenced in this release, please see AM Best’s website. For additional information regarding the use and limitations of Performance Assessments, please view Guide to Best’s Performance Assessments for Delegated Underwriting Authority Enterprises. For information on the proper use of Best’s Credit Ratings, Best’s Performance Assessments, Best’s Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best’s Ratings & Assessments.
AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.
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